Effective July 15, 2021
Please note, the VBIN website, investment platform, and email communications are intendedfor use by persons aged eighteen (18) and older. If you believe that a minor has opened an account on our platform, made an investment, and/or disclosed personal information, please report this to us immediately by emailing us at firstname.lastname@example.org.
Financial companies choose how they collect, process, and potentially share your personal information. Consumers may limit some, but not all, sharing. Please read this notice carefully to understand how we collect, process, share, and protect your personal information.
We may use your personal information for the following purposes:
We may process your personal information for the following purposes after obtaining your express consent where legally required:
With regard to marketing-related communication, we will - where legally required - only provide you with such information after you have opted in. We also provide you with the opportunity to opt out at any time if you do not wish to receive further marketing-related communication from us.
Depending on the above permitted purposes, we may process your personal information on one or more of the following legal grounds:
In addition, the processing may be based on your consent where you have expressly given that to us.
The types of personal information we collect and share depends on to what extent you use our Platform. This can include information:
As a general principle, you will provide us with your personal information entirely voluntarily. There are circumstances in which we cannot take action without certain of your personal information, for example, because it is required to process your instructions or provide you with access to our Services. In these cases, it will be impossible for us to act on your request without the relevant personal information, and we will notify you accordingly.
All financial companies need to share customers' personal information to run their everyday business. In the sections below, we list the reasons financial companies can share their customers' personal information and whether you can limit this sharing.
We may share your personal information in the following circumstances:
Otherwise, we will only disclose your personal information when you direct us or give us permission to do so, when we are allowed or required by applicable law or regulations or judicial or official request to do so, or as required to investigate actual or suspected fraudulent or criminal activities.
Who is providing this notice? VBIN and its affiliated companies.
We retain your personal information in an identifiable form in accordance with our internal policies which establish general standards and procedures regarding the retention, handling and disposition of your information. Personal information is retained for as long as necessary to meet legal, regulatory, and business requirements. Retention periods may be extended if we are required to preserve your personal information in connection with litigation, investigations, or proceedings.
To protect your personal information from unauthorized access and use, we will take appropriate technical and organizational measures to keep your information confidential and secure in accordance with our internal procedures regarding the storage, disclosure of, access to, and eventual disposal of, personal information. Personal information may be kept on our information technology systems as well as those of certain third-party firms with whom we contract to facilitate normal business operations.
We collect your personal information, for example, when you:
U.S. law gives you the right to limit only:
State laws and laws or regulations applicable to the country in which you live may give you additional rights to limit sharing.
Your choices will apply to everyone on your account.
Affiliates: Companies related by common ownership or control. They can be financial and non- financial companies. Affiliates of VBIN include VB Asset Management, LLC and Viscogliosi & Company and Viscogliosi Brothers, LLC and its portfoliocompanies.
Non-affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies. Nonaffiliates we share with can include participating issuers, service providers (data processors), and governmental or regulatory agencies as required by law.
If you are an individual located in the EEA, you have a number of legal rights under GDPR in relation to the personal information that we hold about you. These rights include:
If you wish to do any of the above, please:
We may request that you prove your identity by providing us with a copy of a valid means of identification in order for us to comply with our security obligations and to prevent unauthorized disclosure of data. We reserve the right to charge you a reasonable administrative fee for any manifestly unfounded or excessive requests concerning your access to your data and for any additional copies of the personal information you request from us.
We will consider any requests or complaints that we receive and provide you with a response in a timely manner. If you are not satisfied with our response, you may take your complaint to the relevant privacy regulator. We will provide you with details of your relevant regulator upon request.
We urge you to review your information regularly to ensure that it is correct and complete. As a registered user, you can review and change your personal information via vbcoinvestornetwork.com You may not be able to change some account information online. If you are unable to make your desired changes, please contact us for assistance. Although we will require you to revalidate your personal information periodically, you should promptly update your personal information if it changes or becomes inaccurate.
We retain certain information after account closure to comply with law, prevent fraud, assist with investigations, resolve disputes, analyze or troubleshoot programs, enforce our User Agreement, and take actions otherwise permitted by law. If your account or membership is terminated or suspended, we may retain some information to prevent re-registration.
We will not be responsible for any losses, material or otherwise, arising from any unauthorized, inaccurate, inauthentic, deficient or incomplete personal information that you provide to us.